Frequently Asked Questions

What does a title company do?

Title Companies play a quiet role in a Real Estate transaction. However, we handle one of the most delicate parts of the process. We make sure that the sellers listed on the contract owns the property being sold and research if there are any liens or judgments against the sellers that attach to the property being purchased. We coordinate with all parties involved in the settlement and we look for any potential problems in the transactions then clear any “title defects” in a timely manner. At the settlement table we collect funds from parties involved, transfer ownership, and issue title insurance for both purchaser and lenders.

What is title insurance and why do I need it?

Title insurance is a policy that protects your legal rights to own, possess, use, control, and dispose of land.

For the new homebuyers, title insurance guarantees that you are protected from financial loss if a covered defect is found in the title to your home. It offers you information on the status of the title to land before you buy or refinance and protects against title claims that may affect the title after you buy.

Having title insurance can save you money, time, trouble, even your home!

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